Bad324

unOFFICIAL Thanks Trump thread.

348 posts in this topic

If I was in the market for a small car I'd be all over an HRV.

But I'm not so maybe a second motorcycle.

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I'd go from Hyundai to another Forester.

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HRV doesn't have adaptive cruise. After a few trips with the Tesla I am really high on that feature. I do a lot of freeway. Not a deal killer but a big strike against it.

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6 hours ago, Tonik said:

 

5900 bucks back in my refund.

#ThanksTrump

U.S. Treasury:  $5,900 interest free loan.

#ThanksTonik

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1 hour ago, DAC said:

U.S. Treasury:  $5,900 interest free loan.

#ThanksTonik

Is it a loan if they never intended to return it in the first place? 

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12 hours ago, DAC said:

U.S. Treasury:  $5,900 interest free loan.

#ThanksTonik

I may not understand this fully because I'm new to it but we owed $54. Then I added the deductions for the two kids being born, student loan interest and mortgage interest and BOOM hello $3k in my pocket for a family vacation this year that the government wasn't getting directly from me 

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3 minutes ago, Bad324 said:

I may not understand this fully because I'm new to it but we owed $54. Then I added the deductions for the two kids being born, student loan interest and mortgage interest and BOOM hello $3k in my pocket for a family vacation this year that the government wasn't getting directly from me 

The Govt held it for 1-12 months for free

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Keeping in mind the money in my case and Bads is intended to remain liquid..my new car and his vacation...the interest is not really worth discussing.

My 5900 deposited over 12 months would have earned 32 dollars in interest.

Edited by Tonik
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22 minutes ago, motocat12 said:

The Govt held it for 1-12 months for free

I know what an interest free loan is.

I meant the deductions part of having kids, mortgage interest that I paid to the mortgage company and loan interest that got paid to the student loan company. All of that had to get paid anyway and there was nothing being paid directly to the government from me. 

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11 minutes ago, Bad324 said:

.... there was nothing being paid directly to the government from me. 

Exactly, yea we gave away 30 bucks. But the 'IRS savings plan' is money you dont even think about until it drops into your lap. Then it can become a cool semi life event. New bike, part of a car that knocks you payment way down or a cool vacation.

BTW, when the kids get older I suggest Punta Canta. Awesome water resort there for the kids.

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52 minutes ago, motocat12 said:

The Govt held it for 1-12 months for free

You have the ability to control that.  You could also have an interest free loan for 1-12 months, then of course you owe at tax time.   I prefer to claim zero allowances then get a big fat return.   Some years it's been over $10k.

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1 hour ago, Tonik said:

Keeping in mind the money in my case and Bads is intended to remain liquid..my new car and his vacation...the interest is not really worth discussing.

My 5900 deposited over 12 months would have earned 32 dollars in interest.

You're doing it wrong. Online savings would have netted me 59. My vanguard star fund would have netted me 475 dollars. I'd rather owe than get a refund. 

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32 minutes ago, zx3vfr said:

You're doing it wrong. Online savings would have netted me 59. My vanguard star fund would have netted me 475 dollars. I'd rather owe than get a refund. 

I am calling BS. Vanguard is only up 1.5 percent for the last year. You might want to have @TimTheAzn help you with your math.

 

 

Screenshot_20170319-121315.png

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54 minutes ago, Tonik said:

I am calling BS. Vanguard is only up 1.5 percent for the last year. You might want to have @TimTheAzn help you with your math.

 

 

Screenshot_20170319-121315.png

Ehhh average 8% return on any random mutual fund. I was using Dave Ramsey math 

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IMG_0413.PNG

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The most shocking thing about that article is that it is actually on CNN.

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What about the ex campaign manager

getting lobbied by russia.

Edited by motocat12
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26 minutes ago, Tonik said:

The most shocking thing about that article is that it is actually on CNN.

COMPLETELY AGREE!

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Hm, never heard of the HRV. Looks nice. Only 1500lb towing cap... may work for now. hmmmmm #thankstrump

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28 minutes ago, TimTheAzn said:

Hm, never heard of the HRV. Looks nice. Only 1500lb towing cap... may work for now. hmmmmm #thankstrump

The small car for towing is Subaru. 

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