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ANONYMOUS personal finance poll


redkow97
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Personal Finances (anonymous poll)  

44 members have voted

  1. 1. How much money do you have in liquid savings? (i.e., you could go to the bank and withdraw it TODAY)

    • I live paycheck to paycheck and rarely deposit money into the bank. ($0)
      5
    • I have a checking and/or savings account, but the balance is stagnant. (i.e. the balance never drops below $1,000, but it also never exceeds $3,000)
      5
    • I have a savings account with a balance between $1,000 and $5,000
      7
    • I have $5,000 - $10,000 in savings
      9
    • I have $10,000+ in savings
      18
  2. 2. How much credit card debt do you carry?

    • $0 - credit card companies provide me a free service each month.
      21
    • $0 - $1,000 - I use my card for large expenses and then pay down the balance as soon as I can
      13
    • $1,000 - $5,000
      9
    • $5,000+
      1
  3. 3. What is your total household income?

    • $0 - $20,000
      1
    • $20k - $40k
      1
    • $40k - $50k
      6
    • $50k - $60k
      2
    • $60k - $70k
      0
    • $70k - $80k
      5
    • $80k+
      29


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9 minutes ago, Limitedslip7 said:

The student loan interest deduction also gets phased out if you are making more than $75k a year too, and completely eliminated if you make more than $80k. 

That is for single filers. Many people, making more than 80k are married. 

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Credit cards annoyed me back in the 80s, so I dropped them entirely. Funny was being told I wouldn't have any credit. Opposed to that was hundreds of offers for credit that suddenly showed up in the mail. Don't need them. Maintaining a cash balance will take it where I want it to go.

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