Agree. I've been riding street for 50+ years, since the mid-60s, and still enjoy the act of walking out to the garage and throwing a leg over the bike. No prep, no fuss, no hassle. Instant gratification! Admittedly, the dramatic uptick in poor driving--mostly associated with cell phones and distracted driving--has changed the rules and made it mandatory to maintain constant vigilance. I'm not convinced that even with many years of riding experience that I won't be taken out by someone else's stupidity or arrogance, but the thrill of riding is worth the danger.
Disclaimer: I'm old. I'm single. My kids are grown. My house is paid off. No more than a handful of people would miss me if I died. My decision process would likely be different if I was younger and had 2-3 decades of wife and kids ahead of me. YMMV.